Effective Date: 05/01/2025

Miller Risk Advisors (Sterwyn Financial) is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information when you interact with our services online, by phone, or in person.

📥 Information We Collect

We may collect:

• Contact details (name, phone number, email, mailing address)

• Financial and billing information for service delivery

• Documents or communications during consultations or onboarding

• Website usage data (via cookies or analytics tools)

• Phone or SMS interactions for appointment or service reminders

🛡️ How We Use Your Information

We use your information only to:

• Deliver money management and advisory services

• Communicate with you about scheduling, account updates, or billing

• Respond to support inquiries or follow-ups

• Send SMS messages if you've provided your number

We do not use your data for advertising, resell it, or transfer it to any outside party.

🚫 Data Sharing Policy (Updated for Full Compliance)

We do not transfer your personal data to any external organizations under any circumstances, including with your consent.

This includes:

• No selling, renting, or licensing of your information

• No sharing with third parties for promotional, research, or operational use

• No vendor access to SMS data, client communications, or mobile numbers

• Mobile opt-in data is excluded from all sharing practices

All data remains securely within Miller Risk Advisors (Sterwyn Financial) internal systems and is used solely to serve you directly.

🔐 Data Security Measures

We protect your information using:

• Access controls and employee confidentiality requirements

• End-to-end encryption during data storage and transfer

• Multi-factor authentication (MFA) for all sensitive system access

• Routine security audits, backups, and usage logs

📲 SMS Messaging Terms

By providing your phone number and opting in, you agree to receive SMS messages from Miller Risk Advisors (Sterwyn Financial) via 520.724.1411, including:

• Account updates

• Appointment reminders

• Customer service

• Promotional offers and limited-time updates

Consent to receive SMS messages is not a condition of purchase.
Message frequency may vary.
Message and data rates may apply depending on your mobile plan.

❌ Mobile Opt-In Privacy Statement

• Mobile opt-in and SMS consent data are never shared with any third party, for any reason.

• SMS consent is used only for communications between you and Miller Risk Advisors (Sterwyn Financial).

• Broader data-sharing policies do not apply to mobile numbers or message history.

📞 Automated SMS Replies to Missed Calls

If you call 520.724.1411 and we miss your call, you may receive a single automated SMS response. This message may include:

• A callback confirmation

• A scheduling link

• Contact options

By calling, you consent to receive one SMS reply for call follow-up purposes only.

You will not receive additional texts unless you explicitly opt in.
Reply STOP to prevent further SMS communication or HELP for assistance.

🍪 Cookies and Website Tracking

Our website uses cookies to improve performance and analyze visitor behavior. You may disable cookies in your browser. Disabling them may affect certain features or load times.

🔄 Your Rights

You may:

• Request a copy of your stored personal data

• Ask us to correct inaccurate information

• Withdraw consent to marketing communications or SMS

• Request data deletion (where legally applicable)

To exercise any of these rights, email us at LMiller@SterwynFinancial.com.

📬 Contact Us

Miller Risk Advisors (Sterwyn Financial)
Lane Miller, Owner
📧 LMiller@SterwynFinancial.com
📞 (520) 724‑1411
🌐 www.sterwynfinancial.com